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Answer :
Final answer:
The Florida Office of Financial Regulation (OFR) was established in 2003 as part of a broader movement towards increased oversight of the financial industry in response to deregulation in the 1990s and early 2000s. Hence, the correct option is 3) 2003
Explanation:
The Florida Office of Financial Regulation (OFR) was created in 2003. This establishment was part of a broader trend of increasing regulation and oversight in the financial sector, both at the state and federal levels. In the late 1990s and early 2000s, the U.S. government engaged in significant deregulation of the financial industry. However, this trend began to reverse in the following years, in part due to the financial crises and the recognition of the need for more comprehensive oversight. The creation of the OFR in Florida was a response to these developments, aiming to provide more detailed and state-specific regulation of financial activities.
In the broader context, financial regulation in the United States has been a complex and evolving landscape, influenced by economic conditions, political debates, and significant events such as the financial crisis of 2007-2008. The establishment of the OFR represented a commitment to ensuring the stability and integrity of the financial system within the state of Florida.
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