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Answer :
To determine how much Zachary's insurance will cover for the damages to both vehicles, we would need details on his insurance policy, including coverage limits and deductibles. Insurance functions by pooling the risk among policyholders to pay for the incurred costs.
The student is asking about the coverage that an insurance policy would provide in the event of a car accident involving damage to both the insured's vehicle and another party's vehicle. To answer the question, we would need additional information on the specific coverages that Zachary's insurance policy includes, such as collision coverage, liability coverage, and any deductibles that may apply.
Using a simplified example of automobile insurance, we can consider how insurance works. If there is a group of 100 drivers paying a premium of $1,860 each, the insurance company collects a total of $186,000 to cover damages from accidents. This model illustrates the pooling of risk among many drivers to pay for the incurred costs of a few.
Without specific information about Zachary's insurance policy, we cannot determine the exact amount covered. Generally, the insurance would cover the damages to the other party's car under liability coverage, and damages to Zachary's car under collision coverage, minus any applicable deductibles.
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Rewritten by : Jeany
