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Answer :
Final answer:
The Florida HMO Consumer Assistance Plan aims to assist consumers in choosing the most suitable HMO plans, aligning provider incentives with preventive care and cost efficiency.
Explanation:
The Florida HMO Consumer Assistance Plan aims to help consumers by providing assistance in selecting the most suitable health maintenance organization (HMO) plans for their needs. HMOs operate on a model where healthcare providers are reimbursed based on the number of patients they handle, rather than the services provided, as seen in a fee-for-service structure. The goal is to offer a fixed payment system that incentivizes providers to focus on preventive care and cost-efficient treatment strategies, potentially mitigating issues like adverse selection and moral hazard.
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